Website Terms of Use and Legal Disclosures

Last Updated: December 29, 2025

Welcome to the Crownstone Financial website. By accessing or using this website, you agree to be bound by these Terms of Use, together with any applicable legal notices and disclaimers. If you do not agree to these terms, please do not use this website.

The information contained on this website is provided by Crownstone Financial for general informational purposes only and does not constitute individualized professional or advisory advice.

• No Professional Advice:

Nothing on this website constitutes investment, legal, tax, accounting, or other professional advice. Crownstone Financial does not provide advice to the general public through this website.

• No Offer or Solicitation:

Nothing contained herein shall be construed as an offer, solicitation, or recommendation to buy or sell any financial instrument or to engage in any transaction or advisory relationship.

• Accuracy of Information:

While we endeavor to keep the information on this website accurate and up to date, Crownstone Financial makes no representations or warranties of any kind, express or implied, regarding the completeness, accuracy, reliability, or availability of any content. Any reliance placed on such information is strictly at your own risk.

Crownstone Financial Group, Inc. operates through its official website, crownstonefinancial.com, and authorized corporate email addresses using the @crownstonefinancial.com domain.

Crownstone Financial Group, Inc. is an independent entity and is not affiliated with, associated with, endorsed by, or otherwise connected to any unrelated business, organization, website, or other entity that may use the “Crownstone” name or a similar name, unless such affiliation is expressly stated by Crownstone Financial Group, Inc.

Any information, reviews, ratings, representations, activities, products, or services relating to an unrelated entity should not be attributed to Crownstone Financial Group, Inc. Visitors and counterparties are encouraged to verify Crownstone Financial communications and contact information through crownstonefinancial.com.

Engaging in financial transactions, including trade finance and related activities, involves significant risk.

• Market Risk:

Financial instruments and transactions may be subject to market, credit, liquidity, operational, and regulatory risks. Values may fluctuate, and losses may occur.

• No Guarantees:

Past performance is not indicative of future results. No outcomes, returns, or results are guaranteed.

• Independent Advice:

You should conduct your own independent analysis and consult qualified professional advisors before making any financial, legal, or investment decisions.

Crownstone Financial maintains compliance procedures designed to support appropriate anti-money laundering (AML), counter-terrorist financing (CTF), know-your-customer (KYC), and related due diligence requirements applicable to its activities.

• Due Diligence:

We conduct appropriate due diligence and verification in connection with prospective clients and advisory engagements, based on the nature and circumstances of the matter.

• Regulatory Cooperation:

Any suspected fraudulent activity, misrepresentation, or unlawful conduct may be reported to appropriate authorities as required by law.

• Client Agreements:

Additional compliance and due diligence requirements may be communicated to clients in connection with formal advisory engagements or service agreements.

This website may contain links to third-party websites not owned or controlled by Crownstone Financial. We assume no responsibility for the content, privacy policies, or practices of any third-party websites. The inclusion of any link does not imply endorsement or approval.

To the fullest extent permitted by law, Crownstone Financial shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or relating to your use of, or inability to use, this website or reliance on any information contained herein.

Crownstone Financial does not warrant that the website will be uninterrupted, secure, or error-free, and shall not be liable for any technical interruptions or failures beyond its reasonable control.

You agree to indemnify, defend, and hold harmless Crownstone Financial and its respective officers, directors, owners, employees, and agents from and against any claims, liabilities, losses, damages, costs, or expenses (including reasonable attorneys’ fees) arising out of or relating to:

(a) Your use of this website;

(b) Your violation of these Terms of Use; or

(c) Your violation of any applicable law or the rights of any third party.